Risk Management & Claims Mitigation
A strong health and wellness strategy is essential to maintaining a healthy workforce and controlling long-term healthcare costs. Employees often delay care due to high deductibles and shrinking benefits, which can result in more severe conditions and costly hospitalizations. TSG’s Health & Wellness Programs are designed to reverse this trend by promoting preventive care, supporting chronic conditions, and improving overall employee health.
As an additional benefit, the employee will also receive 4% more in their net pay for completing either wellness program, while the employer gets a 7% reduction in their payroll taxes. On average, employers who implement this program save $800 per employee per year for the life of the contract.
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Wellness Management
This high-engagement program is designed for employees with chronic or high-risk conditions such as heart disease, diabetes, and stroke. Each participant completes a wellness assessment with a dedicated nurse advisor, who develops a personalized treatment plan. Monthly check-ins monitor vital signs, weight, and lifestyle progress, while setting new goals to encourage continued improvement. Employees who meet their goals may receive wellness incentives, and enrollment bonuses can further encourage participation. Tailored educational materials and reminders help employees stay on track and adhere to their treatment plans.
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Foundational Wellness Support
This lighter-touch program provides an initial wellness assessment and educational resources to help employees make positive lifestyle changes. While less intensive, it encourages awareness and self-guided health improvements.
Cost-Efficient Funding
Both programs can be funded using federal tax savings available through TSG’s supplemental benefit plans, often making them net-cost-free for employers. This approach allows organizations to improve employee health, reduce long-term healthcare expenses, and promote workforce productivity.